Welcome home to Holmes Street, a quiet and cherished neighbourhood in Upper Duncan where character homes and mature landscaping create a true sense of community. Tucked away yet close to everyday amenities, this is a place where life feels both connected and peaceful. This inviting rancher offers easy, level living with spaces designed to adapt as your needs evolve. The generous living room is warmed by a natural gas fireplace and opens seamlessly to the dining area, where oversized sliding doors lead to a private patio—an ideal spot for morning coffee or unwinding on warm summer evenings. The kitchen is bright and functional with updated white cabinetry and an ideal pull-out pantry. The primary suite is a standout, featuring an ensuite and private outdoor access through a kitchenette, this is perfect for extended family, in-home support, added flexibility for shared living or income stream. A second bedroom and full bathroom, enhanced by a skylight, fill the home with natural light. A spacious laundry and mudroom connects to a covered wide breezeway leading to the garage, where a versatile studio space awaits that is ideal for guests, creative pursuits, a home office, or hobbies, along with additional room for storage or a workshop. Outside, the fenced level yard feels like a hidden retreat, with mature landscaping, apple and pear trees and patio space that invites relaxation and quiet enjoyment amongst the rhodos, irises, roses and peonies. When you are ready to leave transit, medical services, grocery shopping, and a friendly coffee shop are all within walking distance. Set in a safe, established neighbourhood where homes are lovingly cared for and value is enduring, this property offers comfort, flexibility, and the promise of years well lived. Come discover if this special home is where your next chapter begins. Buyer to verify local regulations for income options. Reach out to book a showing or for a full information package at marinacarroll@royallepage.ca.